Net Worth Report - End of 09/06

September wasn't kind. I actually missed my target for this month, but by less than $300. This is primarily due to pull-back in my more volatile investments.

Recall that I'm defining "Adjusted Net Worth" as net worth excluding the value of autos and unvested stock. The "Estimated Contribution" is how much money I believe I'll need to invest in order to meet the following month's ANW target. A declining EC indicates that I'm ahead of plan, and an increasing EC indicates that I need to save more in order to reach my long-term goal.

My credit card balances are 100% backed by time deposits and/or savings accounts earning interest at a higher rate than I'm being charged by the credit card companies. The monthly payment is estimated as 2% of the balance. (Most credit cards are now using a 2% minimum payment, and due to this it is important to have a strong cash flow and/or pay with funds from your credit card arbitrage savings account.)

I'll be paying off one of my credit cards this month because my 0% period is expiring. I owe about $14,500 on it. This will cut my credit card arbitrage approximately in half.

You can keep track of other personal finance bloggers at NetWorthIQ. I've updated my entry there.